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| :: Learn step-by-step credit repair process with Kellson Team. We're here to help you. |
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| BUILD - REPAIR - DISPUTE CREDIT ERRORS |
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| Are you having a credit nightmare? Kellson Team's Credit Specialist offer free credit repair help to Arizona home buyers. We want to save more money for you by helping you build, repair or improve your credit.
Contact Sean Nguyen at 480-678-8222 for immediate help.
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4-STEP CREDIT REPAIR PROCESS |
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#1. Obtain Your 3-in-1 Credit Reprots & Scores
The first step in your credit repair process is to obtain your Tri-merged credit reports and scores, from a credit report agency. Your credit report should include your credit information and Fico scores from Experian, Exquifax and TransUnion.
#2. Idenfity the Negatives
Your credit report may contain negative information. Some of them are easier to dispute and have removed; others are more difficult to dispute and have removed.
#3. Dispute the Negatives
If there is a negative item that you want removed from your credit, such as a bankruptcy, charge off or collection account, you may want to write that this is NOT your account and you want it removed immediately. [Sample Dispute Letter]
#4. Follow up
You need to follow up with the recredit reporting agencies closely until the negatives on your credit report removed. [Sample Follow Up Letter]
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Important Notice and Disclaimer. This document does not contain legal advice. The Author is not your lawyer or certified credit advisor. The information and techniques described here may not be appropriate to your situation. If you do act upon the suggestions contained in this document, you are solely responsible for yourself and your actions. |
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